Debt Restructuring
Debt is an unavoidable part of most people’s lives. It’s not much different for businesses. The majority of companies operating today do so with a certain amount of debt on their balance sheets. Having some debt can actually increase your business’s credit rating. But, too much debt can hurt a business, especially if that debt comes with high interest charges.
The good news is that there are ways to restructure and eliminate debt with the right financial tools. You can combine debts to reduce the number of payments you owe each month. Replace an old, high-interest debt with a new, low-interest one, freeing up your working capital. Repair damaged credit by taking steps to identify incorrect credit reporting, pay off the right debts at the right time, and develop a strategy to keep payments on track. We’ll show you how simple it can be to create a sound debt management plan.
One
Simple
Payment
Put it All Together
Consolidation Loans
Consolidation loans pay off your current debts all at once and give you one bill to pay. Consolidating can get you a lower interest rate and free you from outdated loans. Lenders can also help reduce the amount of principal you pay by negotiating with your current creditors. The paid accounts will boost your credit score and improve your chances of approvals down the road. Make your record-keeping easier by consolidating now.
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Make it Right
Refinancing
As the market fluctuates, interest rates move up and down. Even in a fixed-rate loan, the market can change. If you’re stuck with an old loan, you’re also stuck with an old interest rate. Refinancing gets rid of that outdated loan and replaces it with a new loan and a lower rate. That means you’re paying less each month, freeing up working capital that can feed into your business. Let us show you refinancing options that work.
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Get
the Right
Terms
Improve Financial Health
Get Unstuck
Credit Repair
Damaged credit is common, even for the most well-managed business. Individuals can get caught up by surprise costs, or even routine bills. The trouble is, having no credit or a low score hampers your ability to borrow in the future. It also reduces your chances of qualifying for unsecured loans, discourages potential partners or sponsors, and prevents you from getting the best rates. Trying to raise your score can seem like a lost cause. The bright side is, there are ways to repair your credit that work for almost anyone.
Common solutions like paying down debt, steering clear of legal trouble, and avoiding hard inquiries seem like common sense. However, you can go above and beyond those simple solutions to chisel away at bad debt and raise your credit score. Let our experienced and professional staff show you some of the lesser-known tools that help you heal your business’s credit effectively.
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Match Perception With Reality
Improve Chances of Approval
It takes more than good credit to get financing approval. If you have a high credit score, but high debt to income ratio, you could still be passed up for a loan. Depending on the type of loan, lenders will have different requirements. Gathering the right information and knowing how to submit it are key. It’s a good thing you already know where to go for help. At our brokerage, we offer management solutions that will increase your attractiveness to lenders.
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Create a
Better
Future
To Qualify
Step 1:
Step 2:
We will help you organize your business financial statements. If you don’t already have them all in one place, make sure you gather your business’s statements, balance sheets, tax records, and proof of time in business.
Step 3:
Contact our professional financing team. We’re here to listen, answer questions, help you choose options, and guide you through the financing process every step of the way from inquiry to successful financing.
Alternatives:
Factoring:
If you like getting paid early and want to avoid new debt, factoring is a way to pull in cash without taking out a loan. It works by selling your company’s accounts receivable to a business called a “factor.” The factor gives you money and collects from your clients to recoup their loss.
Hard Money:
When your business is rich in assets but doesn’t have the liquidity it needs for bigger projects, try a hard money loan. Hard money loans are funded based on the value of property assets. The more secured it is, the lower the loan’s interest rate will be.
Phone
Address
911 E 1st Ave, Unit 137, Broomfield, Colorado 80020, United States